Founded in Manchester, UK. Building financial futures.

Rated Excellent on Trustpilot

Rated Excellent

Founded in Manchester, UK.

Rated Excellent on Trustpilot

Founded in Manchester, UK. Building financial futures.

Rated Excellent on Trustpilot

Written by

Written by

Tom Reeves

Tom Reeves

Published date:

Published date:

04/02/2025

04/02/2025

phone contracts for bad credit scores

Our credit-building service is built for those with less-than-perfect credit scores. We offer flexible contracts without credit checks.

Our credit-building service is built for those with less-than-perfect credit scores. We offer flexible contracts without credit checks.

Can I get a phone on contract with bad credit?

There’s no minimum credit score you need in order to get a phone contract, but if your report is flagged across providers, you could be denied.  However, some companies specialise in contracts for those with less-than-perfect credit, offering more lenient credit checks or even no credit checks at all. These options might come with specific terms, such as higher monthly payments or limited data plans, but they provide a valuable opportunity to get a contract phone.

There’s no minimum credit score you need in order to get a phone contract, but if your report is flagged across providers, you could be denied.  However, some companies specialise in contracts for those with less-than-perfect credit, offering more lenient credit checks or even no credit checks at all.


These options might come with specific terms, such as higher monthly payments or limited data plans, but they provide a valuable opportunity to get a contract phone.

There’s no minimum credit score you need in order to get a phone contract, but if your report is flagged across providers, you could be denied.  However, some companies specialise in contracts for those with less-than-perfect credit, offering more lenient credit checks or even no credit checks at all.


These options might come with specific terms, such as higher monthly payments or limited data plans, but they provide a valuable opportunity to get a contract phone.

There’s no minimum credit score you need in order to get a phone contract, but if your report is flagged across providers, you could be denied.  However, some companies specialise in contracts for those with less-than-perfect credit, offering more lenient credit checks or even no credit checks at all.


These options might come with specific terms, such as higher monthly payments or limited data plans, but they provide a valuable opportunity to get a contract phone.

Which phone company does not check credit?

There are a few companies that overlook credit and offer secure, reliable mobile contracts to help improve credit scores. But the best one? We highly recommend our services here at Boshhh Mobile. With consistent monthly payments, we give you the opportunity to boost your credit score while staying connected. Take a look at our plans here.

There are a few companies that overlook credit and offer secure, reliable mobile contracts to help improve credit scores. But the best one? We highly recommend our services here at Boshhh Mobile. With consistent monthly payments, we give you the opportunity to boost your credit score while staying connected. Take a look at our plans here.

pros of choosing boshhh mobile

Discover Boshhh Mobile’s innovative credit-building SIM contracts designed to boost your credit score with every monthly payment. Our flexible pricing and instant eSIM activation make it easier than ever to improve your financial future—all without any credit checks. Experience a smarter, more accessible way to build credit and unlock better financial opportunities with Boshhh Mobile.

Discover Boshhh Mobile’s innovative credit-building SIM contracts designed to boost your credit score with every monthly payment. Our flexible pricing and instant eSIM activation make it easier than ever to improve your financial future all without any credit checks.


Experience a smarter, more accessible way to build credit and unlock better financial opportunities with Boshhh Mobile.

Flexible Mobile Plans

Credit Score Boost

Instant eSIM Activation

Dedicated Support

Flexible Mobile Plans

Credit Score Boost

Instant eSIM Activation

Dedicated Support

Flexible Mobile Plans

Credit Score Boost

Instant eSIM Activation

Dedicated Support

Flexible Mobile Plans

Credit Score Boost

Instant eSIM Activation

Dedicated Support

start improving your credit score with Boshhh

Boshhh was founded after our team experienced credit score issues that held them back. Our easy-to-set-up SIM helps improve your credit score, boosting your chances of approval for loans, mortgages, and more – and with the Boshhh app, you can monitor both your contract and your credit report.


Our passionate team is always on hand to offer advice and support, empowering you to reach your financial goals and enjoy your journey to a richer life. Explore our user-friendly contracts and learn how we support your journey towards financial improvement. Join Boshhh today and take the first step towards rebuilding your credit with a phone contract designed just for you.

Boshhh was founded after our team experienced credit score issues that held them back. Our easy-to-set-up SIM helps improve your credit score, boosting your chances of approval for loans, mortgages, and more – and with the Boshhh app, you can monitor both your contract and your credit report.


Our passionate team is always on hand to offer advice and support, empowering you to reach your financial goals and enjoy your journey to a richer life. Explore our user-friendly contracts and learn how we support your journey towards financial improvement. Join Boshhh today and take the first step towards rebuilding your credit with a phone contract designed just for you.

Affordable Credit-Building SIM Plans

Boshhh Mobile offers innovative credit-building SIM plans that are more affordable than traditional pay-as-you-go options. Our plans not only save you money but also help improve your credit score with every on-time payment. Enjoy flexible pricing, no credit checks, and long-term financial benefits—making Boshhh the smart choice for building credit and reducing your mobile expenses.

Boshhh Mobile offers innovative credit-building SIM plans that are more affordable than traditional pay-as-you-go options. Our plans not only save you money but also help improve your credit score with every on-time payment. Enjoy flexible pricing, no credit checks, and long-term financial benefits—making Boshhh the smart choice for building credit and reducing your mobile expenses.

Plan features

Basic Plan

Super Plan

Ultimate Plan

Data Allowance

10GB

30GB

100GB

Roaming Like Home

Credit Score Building

5G Calling

Unlimited Calls & Texts

Plan features

Super Plan

Total Data

30GB

EU Roaming

Credit Building

5G Calling

Unlimited Calls

Unlimited Texts

Plan features

Super Plan

Ultimate Plan

Total Data

30GB

100GB

EU Roaming

Credit Building

5G Calling

Unlimited Calls

Unlimited Texts

Plan features

Super Plan

Ultimate Plan

Total Data

30GB

100GB

EU Roaming

Credit Building

5G Calling

Unlimited Calls

Unlimited Texts

get your first month free

get your first month free

get your first month free

get your first month free

No Credit Checks. No Hassle. Just a Better Financial Future.

No Credit Checks. No Hassle. Just a Better Financial Future.

No Credit Checks. No Hassle. Just a Better Financial Future.

frequently asked questions

Can I keep my current phone number with a SIM-only contract?

Yes! Once you’ve requested a PAC code (just text 65075 and follow the instructions), we’ll port your number over to a Boshhh SIM. This can take up to 3 days, but in most cases, it transfers over sooner.

How do I know if I'm eligible for a SIM-only contract with no credit check?

How do I cancel my SIM-only contract if needed?

How does a SIM-only contract differ from a traditional mobile contract?

Can I keep my current phone number with a SIM-only contract?

Yes! Once you’ve requested a PAC code (just text 65075 and follow the instructions), we’ll port your number over to a Boshhh SIM. This can take up to 3 days, but in most cases, it transfers over sooner.

How do I know if I'm eligible for a SIM-only contract with no credit check?

How do I cancel my SIM-only contract if needed?

How does a SIM-only contract differ from a traditional mobile contract?

Can I keep my current phone number with a SIM-only contract?

Yes! Once you’ve requested a PAC code (just text 65075 and follow the instructions), we’ll port your number over to a Boshhh SIM. This can take up to 3 days, but in most cases, it transfers over sooner.

How do I know if I'm eligible for a SIM-only contract with no credit check?

How do I cancel my SIM-only contract if needed?

How does a SIM-only contract differ from a traditional mobile contract?

Can I keep my current phone number with a SIM-only contract?

Yes! Once you’ve requested a PAC code (just text 65075 and follow the instructions), we’ll port your number over to a Boshhh SIM. This can take up to 3 days, but in most cases, it transfers over sooner.

How do I know if I'm eligible for a SIM-only contract with no credit check?

How do I cancel my SIM-only contract if needed?

How does a SIM-only contract differ from a traditional mobile contract?

Debit Card
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start building today

we've already helped thousands improve their credit score, getting them closer to where they want to be. start building with us today

start today

we've already helped thousands improve their credit score, getting them closer to where they want to be. start building with us today

Debit Card
Space rocket
Earth

start building today

we've already helped thousands improve their credit score, getting them closer to where they want to be. start building with us today

Debit Card
Space rocket
Earth

start building today

we've already helped thousands improve their credit score, getting them closer to where they want to be. start building with us today

subscribe to our newsletter

By clicking the subscribe button you consent to the processing of your personal data

English

© Copyright 2025 All Rights Reserved by Boshhh

In relation to consumer credit, Boshhh Limited is authorised and regulated by the Financial Conduct Authority (Reference Number 990161) Registered in England and Wales. No. 13188665.
Cardinal House, 20 St Mary's Parsonage, Manchester M3 2LY


Signing up to a 12-month contract on any of Boshhh Limited’s data plans, constitutes a legally binding credit agreement. Please familiarise yourself with our Terms of Service before subscribing to our service.

subscribe to our newsletter

By clicking the subscribe button you consent to the processing of your personal data

English

© Copyright 2025 All Rights Reserved by Boshhh

In relation to consumer credit, Boshhh Limited is authorised and regulated by the Financial Conduct Authority (Reference Number 990161) Registered in England and Wales. No. 13188665.
Cardinal House, 20 St Mary's Parsonage, Manchester M3 2LY


Signing up to a 12-month contract on any of Boshhh Limited’s data plans, constitutes a legally binding credit agreement. Please familiarise yourself with our Terms of Service before subscribing to our service.

subscribe to our newsletter

By clicking the subscribe button you consent to the processing of your personal data

English

© Copyright 2025 All Rights Reserved by Boshhh

In relation to consumer credit, Boshhh Limited is authorised and regulated by the Financial Conduct Authority (Reference Number 990161) Registered in England and Wales. No. 13188665.
Cardinal House, 20 St Mary's Parsonage, Manchester M3 2LY


Signing up to a 12-month contract on any of Boshhh Limited’s data plans, constitutes a legally binding credit agreement. Please familiarise yourself with our Terms of Service before subscribing to our service.

subscribe to our newsletter

By clicking the subscribe button you consent to the processing of your personal data

English

© Copyright 2025 All Rights Reserved by Boshhh

In relation to consumer credit, Boshhh Limited is authorised and regulated by the Financial Conduct Authority (Reference Number 990161) Registered in England and Wales. No. 13188665.
Cardinal House, 20 St Mary's Parsonage, Manchester M3 2LY


Signing up to a 12-month contract on any of Boshhh Limited’s data plans, constitutes a legally binding credit agreement. Please familiarise yourself with our Terms of Service before subscribing to our service.