What we mean by income
Income is the money you regularly receive each month. It shows how much is coming in before anything goes out.
What's included in your income
Salary or wages
Regular payments from your employer.
Salary or wages
Regular payments from your employer.
Salary or wages
Regular payments from your employer.
Salary or wages
Regular payments from your employer.
Pension payments
Regular pension or retirement income.
Pension payments
Regular pension or retirement income.
Pension payments
Regular pension or retirement income.
Pension payments
Regular pension or retirement income.
Rental income
Money from renting out a property.
Rental income
Money from renting out a property.
Rental income
Money from renting out a property.
Rental income
Money from renting out a property.
Student loan funds
Regular student maintenance payments.
Student loan funds
Regular student maintenance payments.
Student loan funds
Regular student maintenance payments.
Student loan funds
Regular student maintenance payments.
Benefits
Like Universal Credit payments or PIP.
Benefits
Like Universal Credit payments or PIP.
Benefits
Like Universal Credit payments or PIP.
Benefits
Like Universal Credit payments or PIP.
Regular bank transfers
Consistent money transfers into your account.
Regular bank transfers
Consistent money transfers into your account.
Regular bank transfers
Consistent transfers into your account.
Regular bank transfers
Consistent money transfers into your account.
Investment income
Dividends, or other investment returns.
Investment income
Dividends, or other investment returns.
Investment income
Dividends, or other investment returns.
Investment income
Dividends, or other investment returns.
Why your income matters
Lenders want to see steady, reliable income. The more consistent your income, the more confident they are that you can repay any money you borrow.
Your income is the foundation of your affordability score it's what gives you the ability to manage expenses and potentially take on new financial commitments.
Lenders want to see steady, reliable income. The more consistent your income, the more confident they are that you can repay any money you borrow.
Your income is the foundation of your affordability score it's what gives you the ability to manage expenses and potentially take on new financial commitments.
Ready to understand what you can afford?
Ready to understand what you can afford?
Download the Boshhh MoneyApp today and get your personalised affordability score in minutes.
Download the Boshhh MoneyApp today and get your personalised affordability score in minutes.
Frequently asked questions
Frequently asked questions
Frequently asked questions
Here’s everything you need to know about how Boshhh Money app works, from your scores to our credit-building SIM.
What types of income are included in my affordability score?
Does Boshhh MoneyApp count irregular income like bonuses or gifts?
Why do lenders want to see stable income?
How does income affect my affordability score?
Can I improve my affordability by increasing my income?
What types of income are included in my affordability score?
Does Boshhh MoneyApp count irregular income like bonuses or gifts?
Why do lenders want to see stable income?
How does income affect my affordability score?
Can I improve my affordability by increasing my income?
What types of income are included in my affordability score?
Does Boshhh MoneyApp count irregular income like bonuses or gifts?
Why do lenders want to see stable income?
How does income affect my affordability score?
Can I improve my affordability by increasing my income?
What types of income are included in my affordability score?
Does Boshhh MoneyApp count irregular income like bonuses or gifts?
Why do lenders want to see stable income?
How does income affect my affordability score?
Can I improve my affordability by increasing my income?
Trustpilot
Feel in control of your money again
Download the app to get your credit score and start to understand your affordability, all for free.
10,519+ Users
Trustpilot
Feel in control of your money again
Download the app to get your credit score and start to understand your affordability, all for free.
10,519+ Users
Trustpilot
Feel in control of your money again
Download the app to get your credit score and start to understand your affordability, all for free.
Trustpilot
Feel in control of your money again
Download the app to get your credit score and start to understand your affordability, all for free.
Boshhh MoneyApp
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Boshhh MoneyApp
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