Founded in Manchester, UK. Building financial futures.

Rated Excellent on Trustpilot

Founded in Manchester, UK. Building financial futures.

Rated Excellent on Trustpilot

Founded in Manchester, UK.

Rated Excellent on Trustpilot

Privacy Policy

Last modified 7th March 2025

1. Introduction

This Privacy Policy describes how we will collect, use, share and otherwise process your Personal Data in connection with your use of:


  • The BOSHHH mobile software application (which was last updated on 7th March 2025) mobile application software available through the Apple App Store and Google Play Store.


This Privacy Policy does not apply to any of our services that are accessible through the App Services, which are subject to a separate or Privacy Policy which can be found on our website here: Privacy. This App is not intended for children or those under 13, and we do not knowingly collect data relating to children. Please read the following carefully to understand our practices regarding your Personal Data and how we will treat it.


2. Important Information

BOSHHH Ltd is part of the BOSHHH group of companies, details of which can be found here [LINK]. When we use "BOSHHH", we are referring to BOSHHH Ltd who is the controller responsible for this App in the UK. As a member of the BOSHHH group, BOSHHH Ltd will share your Personal Data with other members of the BOSHHH Group, as set out below.


  • Boshhh Financial Services Limited (CRN: 16013287)

  • Boshhh Fintech Ltd (CRN: 16013274)


If you have any questions about this Privacy Policy, please contact us using the details set out below.

3. Contact Details

Our full details are:


  • Full name of legal entity: BOSHHH Ltd.

  • Email address: help@boshhh.com

  • Postal address: Cardinal House, 20 St. Marys Parsonage, Manchester, England, M3 2LY

  • Telephone Number: 500 when using our network, 03333 444415 from a landline or another network


You have the right to make a complaint at any time to the Information Commissioner's Office (ICO), the UK regulator for data protection issues, but we would be grateful if you would contact us in the first instance to allow us to have the opportunity to resolve any issue which you may have.

4. Changes To This Privacy Policy & Your Duty To Inform Us Of Changes

We keep this Privacy Policy under regular review. This version was last updated on 21 February 2025. It may change and, if it does, those changes will be posted on this page and notified to you when you next start the App or log onto your account. You] may be required to read and acknowledge the changes to continue your use of the App or the Services.


It is important that the Personal Data we hold about you is accurate and current. Please keep us informed if your Personal Data changes during our relationship with you. Profile to update your details.

5. Third Party Links & Sites

Our App and Services may, from time to time, contain links to and from the websites of third parties. Please note that these websites (and any services accessible through them) are controlled by those third parties and are not covered by this Privacy Policy. You should review their own Privacy Policies to understand how they use your Personal Data before you submit any Personal Data to these websites or use these services.

6. The Personal Data Which We Collect About You

We collect, use, store and transfer different kinds of Personal Data about you. To make it easier for you to use this Privacy Policy, we group these into the following categories:


  • Identity Data: first name, last name, title, date of birth and Profile Data.

  • Contact Data: first name, last name, contact address, email address and telephone numbers, your communication preferences and copies of the communications between you and us.

  • Profile Data: your email address, username and password.

  • Transaction Data: billing and delivery addresses, payment card details, bank statements, history of your payments, purchases, deliveries, returns and refunds and the applicable terms and conditions of your purchases.

  • Content Data: information that you store or generate in the App, being photos, videos and associated metadata, check-ins, posts and messages.

  • Usage Data: logs and detail of your use of our Apps and Services, being the dates and times on which you download, access and update the App and our Services, any error or debugging information, and the resources that you access and the actions we and you take in relation to them and Cookies Data.

  • Security Data: information we collect about your use of the App, our Services and our Sites in order to ensure your and our other users' safety and security, being Usage Data, the Cookies Data and the information provided to us by our payment processing provider.

  • Cookies Data: the information collected through the cookies and similar technologies listed in our Cookies Notice.

  • Direct Marketing Data: your direct marketing preferences, consents for receiving direct marketing from us and/or our third parties and the history of the direct marketing communications we have sent to you.

  • Connected Data: information stored on your Device that you permit the App to connect to, being Contacts lists and login information.

  • Social Media Data: your social media account information.

  • Feedback Data: your feedback and survey responses.

  • Personalisation Data: Cookies Data, Device Data, Content Data, Transaction Data, Connected Data, Social Media Data, Usage Data, Location Data, and the preferences we have inferred you have and use to personalise the App and Services, the preferences noted in your account.


We do not intentionally collect any special categories of Personal Data about you (this includes details about your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health, and genetic and biometric data).

7. How Is Your Personal Data Collected?

We collect your Personal Data in the following way:

  • Registration. We collect your Identity Data and Contact Data when you register your account with us.

  • Communications. When you communicate with us via email, telephone or chat we collect your Contact Data. If you contact us through the App using the chat function, we also collect Cookies Data to operate our chat function and respond to your messages. If the communication relates to an error or problem you are having with the App or one of our Services, we will also collect Usage Data for diagnosis and improvement.

  • Information You Generate When Using Our App And Services. Each time you access and use our App and Services we collect Content, Device, Cookies, Personalisation and Usage Data. We collect Content Data where you upload it to the App or interact with the content available on the App. We collect Cookies, Personalisation and Usage Data and using cookies and other similar technologies.

  • Information We Collect Through Monitoring The Use Of Our App, Sites And Services. Each time you access and use our App and Services we collect information about that access and use, being Device, Content, Cookies, and Usage Data.

  • Additional Information We Otherwise Collect Through Our App, Sites And Services Where We Have Your Consent To Do So. Where you provide your consent, we collect your Location Data on an ongoing basis while you have the App installed on your device.

  • Direct Marketing. We collect and record Direct Marketing Data when we add you to our marketing database, you request to change your direct marketing preferences, or you interact with our direct marketing communications, or we receive prospect information from our data broker partners.

  • Connected Data. We collect Connected Data when you choose to connect your connected device to your account.

  • Social Media Data. We collect Social Media Data when you choose to connect your social media account to your account.

  • Information Which We Receive From Third Parties And Publicly Available Sources. We will receive Personal Data about you from the third parties and public sources set out below:

  • Contact, Financial and Transaction Data from providers of technical, payment and delivery services such as:


Yappily Ltd based inside the UK; and

Equifax Limited based inside the UK.


  • Identity, Contact and Direct Marketing Data from data brokers or aggregators such as T Dot UK Ltd based inside the UK.

  • Identity and Contact Data from publicly available sources such as Companies House and the electoral register based inside the UK.

8. Cookies

We may use cookies (small files placed on your device) and other tracking technologies on the App to improve your experience and our development of the App and our Services.

9. How We Use Your Personal Data


  • We will only use your Personal Data when we have a lawful basis to do so. Our lawful basis for each purpose for which we use your Personal Data is specified below. Most commonly we will use your Personal Data in the following circumstances:

  • Consent. Where you have freely consented before the processing in a specific, informed and unambiguous indication of what you want. You can withdraw your consent at any time by accessing by contacting us on, or by removing it on the Settings section of your Account, contacting us (see Your legal rights below).

  • Performance Of A Contract. Where we need to process your Personal Data to perform a contract with you or where you ask us to take steps before we enter into a contract with you. Where we rely on performance of a contract and you do not provide the necessary information, we will be unable to perform your contract.

  • Legitimate Interests. Where it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests. We make sure we consider and balance any potential impact on you (both positive and negative) and your rights before we process your Personal Data for our legitimate interests. You can obtain further information about how we assess our legitimate interests against any potential impact on you in respect of specific activities by contacting us.

  • Legal Obligation. Where we need to use your Personal Data to comply with a legal or regulatory obligation. Where we rely on legal obligation and you do not provide the necessary information, we may be unable to fulfil a right you have or comply with our obligations to you, or we may need to take additional steps, such as informing law enforcement or a public authority or applying for a court order.

10. How We Use Your Personal Data


Purpose Or Activity

Type Of Personal Data

Lawful Basis For Processing

To permit you to install the App and register you as a new App user

Identity

Contact

Financial

Device

Performance of a contract

OR

Legitimate interests (delivering our App to you)

To provide you with the full benefit of the App and our services including to be present your financial data through the App

Identity

Contact

Financial

Device

Performance of a contract

OR
Legitimate Interests

To take steps towards providing you with services at your request, and deliver services to you, including managing payments and sending you service communications

Identity

Contact

Transaction

Device

Identity Contact Transaction Device

Enforce our terms and conditions, including to collect money owed to us

Identity

Legitimate interests (to recover debts due to us)

11. Account management & Profiling


Purpose Or Activity

Type Of Personal Data

Lawful Basis For Processing

Combining the information we collect about you into a single customer account profile

Contact
Direct marketing

Legitimate Interests (to publicise and grow our business)

12. Direct Marketing


Purpose Or Activity

Type Of Personal Data

Lawful Basis For Processing

To send you direct marketing communications via email, text, telephone and/or push notification

Contact
Device
Direct Marketing

Consent and soft-opt in Legitimate Interest

13. Troubleshooting, Improvement & Security


Purpose Or Activity

Type Of Personal Data

Lawful Basis For Processing

To administer, monitor and improve our business, Services and this App including troubleshooting, data analysis and system testing

Identity

Contact

Device

Legitimate interests (for running our business, provision of administration and IT services, network security, maintaining the security of our App and Services, providing a secure service to users and preventing fraudulent and other misuse of our App)

Applying security measures to our processing of your Personal Data, including processing in connection with the App

All Personal Data under this Privacy Policy

Legal obligation (applying appropriate technical and organisational measures under Article 32 of the UK GDPR)

Otherwise monitoring use of the App and deploying appropriate security measures

Contact

Security

Transaction

Legitimate interests (running our business, provision of administration and IT services, network security, maintaining the security of our App and services, providing a secure service to users and preventing fraudulent and other misuse of our App)

14. Rights & Obligation


Purpose or activity

Type Of Personal Data

Lawful Basis For Processing

To comply with our other legal obligations, including compliance with tax legislation, judicial, law enforcement and government and regulatory authorities' requests

All Personal Data under this Privacy Policy

Legal obligation

15. Cookies & Personalisation


Purpose Or Activity

Type Of Personal Data

Lawful Basis For Processing

To deploy and process Personal Data collected via Cookies

Cookies

Legitimate interests (delivering and securing the App and our Services)

To deploy and process Personal Data collected via Cookies that are not strictly necessary

Cookies

Consent

To deliver advertisements to you

Personalisation

Consent

16. Other Communications


Purpose Or Activity

Type Of Personal Data

Lawful Basis For Processing

To notify you of changes to the App, Services and our terms and conditions for ongoing contracts

Contact

For ongoing or prospective contracts, Performance of a contract Otherwise, Legitimate interests (in servicing our users and prospective users)

To notify you of updates to this Privacy Policy

Contact

Transaction

Legal obligation (to inform you of our processing under Articles 13 and 14 of the UK GDPR)

To respond to your requests to exercise your rights under this notice

As relevant to your request

Legal obligation (complying with data subject requests under Chapter 3 of the UK GDPR)

To ask you to complete a survey and process your response (where applicable, please also see the separate Privacy Policy)

Contact

Legitimate interests (to analyse how users use our products or Services and to develop them and grow our business) Unless you have previously opted out, where we will rely on Consent

To otherwise respond to your enquiries, fulfil your requests and to contact you where necessary

As relevant to your enquiry or request

Legitimate interests (service our users and prospective users)

To enable you to participate in prize draws, competitions or other promotions

Contact
Direct Marketing

Competition

Legitimate interests (in growing and publicising our business) Unless you have previously opted out, where we will rely on Consent


Performance of a contract (once you have entered)

17. Business Contacts


Purpose or activity

Type of personal data

Lawful Basis for processing

Process Personal Data relating to staff members of our business contacts, including suppliers, customers and prospects

Contact

Legitimate interests (servicing and receiving products or services, to or from our business contacts and carry out our B2B business)

18. Automated Decision Making & Profiling

We do not make decisions based solely on automated processing or profiling that produce legal effects concerning you (or have similarly significant effects).

19. Criminal Offence Data & Special Category Data

We do not process Criminal Offence Data or Special Category Data.

20. Disclosures Of Your Personal Data

We may share your Personal Data with the following third parties:

  • Internal Third Parties. Other companies in the BOSHHH Group who are based in the United Kingdom and provide IT and system administration services.

  • External third parties.

  • Your Appstore Provider and mobile network operator to allow you to install the App.

  • Service providers acting as processors based in the UK who provide IT and system administration services, hosting services for our App, delivery and logistics services, payment processing, fraud and identity verification providers, customer service support, email delivery and administration, and data storage and analysis, such as Yapily Ltd.

  • Our professional advisors based in the United Kingdom including lawyers, auditors, insurers and consultants who provide legal, accounting, insurance and consultancy services.

  • Your service providers that you have appointed and we need to contact to fulfil your requests, such as your banking or payment card provider to process your transactions.

  • Marketing and promotional partners and co-operatives acting as processors or controllers or joint controllers based in UK or the EU with whom we share data to enhance our offerings and identify prospective customers.

  • Third party partners where you have expressly subscribed to receive marketing from or with them.

  • Third parties to whom we may choose to sell, transfer or merge parts of our business or our assets. Alternatively, we may seek to acquire other businesses or merge with them. If a change happens to our business, then the new owners may use your Personal Data in the same way as set out in this Privacy Policy.

  • HM Revenue and Customs, regulators, law enforcement, public authorities or other third parties acting as controllers based in the UK where necessary to exercise our rights or comply with a legal obligation.

21. International Transfers

We do not transfer your Personal Data outside the UK or EEA.

22. Data Security

All information you provide to us is stored on our secure servers and located in the UK OR EEA. Any payment transactions carried out by us or our chosen third-party provider of payment processing services Total Processing Limited, part of nomupay will be encrypted using Secured Sockets Layer (SSL) technology. Where we have given you (or where you have chosen) a password that enables you to access certain parts of our App or Services, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.


Once we have received your information, we will use strict procedures and security features to protect your Personal Data from loss, unauthorised use or access. Data is protected using industry-standard techniques both at rest and in transit. Access is strictly controlled through permissions, and only authorised personnel with a legitimate business need can access it. We implement monitoring, security reviews, and access controls to prevent unauthorized use, loss, or modification.


We have put in place procedures to detect and respond to Personal Data breaches and notify you and any applicable regulator when we are legally required to do so.

23. Data Retention

By law we have to keep basic information about our customers (including Contact, Identity, Security and Transaction Data) for six years after they cease being customers for the purposes of dealing with any potential, threatened or actual litigation.


In some circumstances you can ask us to delete your data, as set out in the “Your Legal Rights” section below.


Once we no longer have a legal right to hold your Personal Data, we will delete or, in some circumstances, we will anonymise your Personal Data (so that it can no longer be associated with you) for research or statistical purposes, in which case we may use this information indefinitely without further notice to you.


If you do not use the App for a period of 24 months then we will treat the account as expired and will delete your Personal Data.

24. Your Legal Rights

You have the following rights under data protection laws in relation to your Personal Data.


  • Access. Request access to and/or a copy of the Personal Data we process about you (commonly known as a data subject access request). This enables you to check that we are lawfully processing it.

  • Correction. Request correction of any incomplete or inaccurate data we hold about you. (We may need to verify the accuracy of the new data you provide to us.)

  • Deletion. Request us to delete or remove Personal Data where there is no good reason for us continuing to process it. You also can ask us to delete or remove your Personal Data where you have successfully exercised your right to object to processing (see below), where we have processed your information unlawfully or where we need to erase your Personal Data to comply with law. (In some cases, we may need to continue to retain some of your Personal Data where required by law. If these apply, we will notify you at the time of our response.)

  • Objection. Object to us processing your Personal Data where (a) we are relying on legitimate interests as the lawful basis and you feel the processing impacts on your fundamental rights and freedoms, or (b) the processing is for direct marketing purposes. In some cases, we may refuse your objection if we can demonstrate that we have compelling legitimate grounds to continue processing your information which override your rights and freedoms.

  • Restriction. Request that we restrict or suspend our processing of your Personal Data:

  • if you want us to establish the data's accuracy;

  • where our use of the data is unlawful, but you do not want us to erase it;

  • where we no longer require it, but you need us to hold onto it to establish, exercise or defend legal claims;

  • or you have objected to our use of your data, but we need to verify whether we have overriding legitimate grounds to use it.

  • Data portability. Request we transfer certain of your Personal Data to you or your chosen third party in a structured, commonly used, machine-readable format. This right only applies to information processed by automated means that we process on the lawful bases of consent or performance of a contract.

  • Withdraw consent. Withdraw your consent at any time where we are relying on consent to process your Personal Data. Please know that this does not affect the lawfulness of any processing carried out before you withdraw your consent, and after withdrawal, we may not be able to provide certain products or services to you. We will advise you if this is the case at the time you withdraw your consent.

  • Complain to the Information Commissioner. If you are unhappy with how we process your Personal Data, we ask that you contact us first using the details below so that we have the chance to put it right. However, you also have the right to make a complaint to the ICO at any time.


You can exercise any of these rights at any time by contacting us at help@boshhh.com.


Our Website Cookie Policy sets out our processing of your Cookies Data, which can be found here: https://boshhh.com/privacy/terms/cookies-policy.

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Space rocket
Earth

start building today

we've already helped thousands improve their credit score, getting them closer to where they want to be. start building with us today

Debit Card
Space rocket
Earth

start building today

we've already helped thousands improve their credit score, getting them closer to where they want to be. start building with us today

start today

we've already helped thousands improve their credit score, getting them closer to where they want to be. start building with us today