What credit score do you need for a phone contract?

What credit score do you need for a phone contract?

Mobile and SIM-only phone contracts are a great way to build your credit score. 

But how do you get a phone contract with bad credit?

Today, we’ll run you through the necessary credit score needed to be accepted for a phone contract, as well as how to be approved regardless of your credit history. 

What credit score do you need for a phone contract? - Boshhh Mobile

Is there a minimum credit score needed for a phone contract?

When shopping for a phone contract, you’ll rarely have to undergo thorough credit checks – like those needed to apply for a mortgage to secure your purchase. 

However, most phone providers and networks will check out your credit report before allowing you to sign at the dotted line, to ensure you can make payments in full and on time. 

It’s important to note that if you are denied a phone contract for any reason, try and avoid applying for multiple in a row. Having too many hard checks in a row can greatly reduce your credit score for at least six months, requiring hard work to build it back up to what it was. 

What credit score do you need for a phone contract? - Boshhh Mobile

How to get a phone contract with bad credit 

If you’ve had one too many hard credit checks in the past, or have other problems with your credit report, it can be difficult to be approved for a phone contract with the network of your choice. 

To get a deal that suits your financial situation, it’s recommended you choose a dedicated network that helps you enjoy the benefits of financial freedom and boost your credit score in the process. 

However, it’s rare to find a company that offers this and doesn’t offer advice or support for those struggling with their credit report. 

Luckily, you can get this service from Boshhh, who offers guaranteed acceptance, doesn’t run hard credit checks, and offers free advice and access to your credit report at all times. 

What credit score do you need for a phone contract? - Boshhh Mobile

Why choose Boshhh?

Founded to help customers build their credit scores, Boshhh SIM-only phone contracts are affordable and effective at improving poor credit history. 

But why should you choose Boshhh over another network?

 

Unbeatable coverage 

Powered by the UK’s most reliable network – EE – you can stay connected wherever you are (even when you’re travelling around Europe!). 

Call your loved ones, text your friends and roam freely on online platforms with Boshhh’s nationwide coverage. 

 

Flexible terms 

We don’t believe in tying you down to complicated contracts or using hard-to-understand terms and conditions. 

Our transparent billing is straightforward and fuss-free to help you manage your payments and achieve your financial goals. 

And, if you ever need to change your plan or cancel for any reason, just let us know and we’ll sort it out as quickly as we can, without charging you any unnecessary fees. 

 

Support and advice 

With the help of Equifax (the credit report agency), you’ll have live access to your credit report at all times, without having to pay a joining fee - saving you £239 per year. You can also read through our list of tips and tricks on how to further your credit score and build a better financial future. 

 

What credit score do you need for a phone contract? - Boshhh Mobile

 

Get a phone contract with bad credit from Boshhh

So, what are you waiting for?

The Boshhh team have a range of SIM-only contracts waiting for you to enjoy. 

If you’re looking for a phone contract with bad credit, boost your credit today with Boshhh – the clever mobile network.

Back to blog