Founded in Manchester, UK. Building financial futures.
Rated Excellent on Trustpilot
Founded in Manchester, UK. Building financial futures.
Rated Excellent on Trustpilot
Founded in Manchester, UK.
Rated Excellent on Trustpilot

Written by
Written by
Tom Reeves
Tom Reeves
Published date:
Published date:
04/02/2025
04/02/2025
contract phone no credit check no upfront cost
Ever dreamed of snagging the latest phone without the hassle of upfront costs and credit checks? Say hello to contracts with no upfront cost and no credit checks - your gateway to staying connected with ease.
Ever dreamed of snagging the latest phone without the hassle of upfront costs and credit checks? Say hello to contracts with no upfront cost and no credit checks - your gateway to staying connected with ease.
What you need to know about phone contracts
Mobile phone contracts are a great way to get the phone you want, without the large lump sum. Your phone cost and what you pay for your data allowances will be combined and split up into equal payments throughout your chosen contract length (usually around 18-24 months).
With Boshhh's SIM-only plans, every on-time payment not only keeps costs low but also boosts your credit score over time. This means better access to loans, mortgages, and premium financial products that might otherwise be out of reach. Discover how our credit-building SIM plans can transform both your mobile experience and financial future.
There’s no minimum credit score you need in order to get a phone contract, but if your report is flagged across providers, you could be denied. However, some companies specialise in contracts for those with less-than-perfect credit, offering more lenient credit checks or even no credit checks at all.
These options might come with specific terms, such as higher monthly payments or limited data plans, but they provide a valuable opportunity to get a contract phone.
There’s no minimum credit score you need in order to get a phone contract, but if your report is flagged across providers, you could be denied. However, some companies specialise in contracts for those with less-than-perfect credit, offering more lenient credit checks or even no credit checks at all.
These options might come with specific terms, such as higher monthly payments or limited data plans, but they provide a valuable opportunity to get a contract phone.
There’s no minimum credit score you need in order to get a phone contract, but if your report is flagged across providers, you could be denied. However, some companies specialise in contracts for those with less-than-perfect credit, offering more lenient credit checks or even no credit checks at all.
These options might come with specific terms, such as higher monthly payments or limited data plans, but they provide a valuable opportunity to get a contract phone.
What is a no-upfront cost phone?
On some phone contracts, you’re asked for an upfront cost, which brings the total down slightly. The amount you pay depends on the phone and provider. As the name suggests, a no-upfront-cost phone is a contracted mobile that doesn’t require a downpayment.
The total usually depends on the phone type and model, and the contract length. Opting for a phone with no upfront cost means you don’t have to fork out for that initial cost, just the phone and SIM. Take a look at our plans here.
On some phone contracts, you’re asked for an upfront cost, which brings the total down slightly. The amount you pay depends on the phone and provider. As the name suggests, a no-upfront-cost phone is a contracted mobile that doesn’t require a downpayment.
The total usually depends on the phone type and model, and the contract length. Opting for a phone with no upfront cost means you don’t have to fork out for that initial cost, just the phone and SIM. Take a look at our plans here.
Save money on your contract with Boshhh
Ready to save and boost your credit score? Boshhh is here to make it happen. Our SIM-only deals are not just about offering you savings; they're a stepping stone to improving your financial health. With Boshhh, you're not just choosing a network; you're choosing a partner dedicated to enhancing your creditworthiness. Opt for our tailored 12-month SIM plan, and let us help you pave the way for a brighter financial future, one call at a time.
It might sound like a small step, but setting up a Boshhh SIM helps you when you’re looking at loans and applying for mortgages. It shows you can demonstrate financial responsibility and make payments on time, and when used in conjunction with good financial habits, you’ll notice a speed-up in your credit-building journey.
Join Boshhh today and experience the freedom of a contract phone without credit checks or upfront costs. It's not just about staying connected; it's about moving forward.
Discover Boshhh Mobile’s innovative credit-building SIM contracts designed to boost your credit score with every monthly payment. Our flexible pricing and instant eSIM activation make it easier than ever to improve your financial future all without any credit checks.
Experience a smarter, more accessible way to build credit and unlock better financial opportunities with Boshhh Mobile.
Plan features
Basic Plan
Super Plan
Ultimate Plan
Data Allowance
10GB
30GB
100GB
Roaming Like Home
Credit Score Building
5G Calling
Unlimited Calls & Texts
Plan features
Super Plan
Ultimate Plan
Total Data
30GB
100GB
EU Roaming
Credit Building
5G Calling
Unlimited Calls
Unlimited Texts
Plan features
Super Plan
Ultimate Plan
Total Data
30GB
100GB
EU Roaming
Credit Building
5G Calling
Unlimited Calls
Unlimited Texts
Plan features
Super Plan
Total Data
30GB
EU Roaming
Credit Building
5G Calling
Unlimited Calls
Unlimited Texts
get your first month free
get your first month free
get your first month free
get your first month free
No Credit Checks. No Hassle. Just a Better Financial Future.
No Credit Checks. No Hassle. Just a Better Financial Future.
No Credit Checks. No Hassle. Just a Better Financial Future.
frequently asked questions
Can I keep my current phone number with a SIM-only contract?
Yes! Once you’ve requested a PAC code (just text 65075 and follow the instructions), we’ll port your number over to a Boshhh SIM. This can take up to 3 days, but in most cases, it transfers over sooner.
How do I know if I'm eligible for a SIM-only contract with no credit check?
How do I cancel my SIM-only contract if needed?
How does a SIM-only contract differ from a traditional mobile contract?
Can I keep my current phone number with a SIM-only contract?
Yes! Once you’ve requested a PAC code (just text 65075 and follow the instructions), we’ll port your number over to a Boshhh SIM. This can take up to 3 days, but in most cases, it transfers over sooner.
How do I know if I'm eligible for a SIM-only contract with no credit check?
How do I cancel my SIM-only contract if needed?
How does a SIM-only contract differ from a traditional mobile contract?
Can I keep my current phone number with a SIM-only contract?
Yes! Once you’ve requested a PAC code (just text 65075 and follow the instructions), we’ll port your number over to a Boshhh SIM. This can take up to 3 days, but in most cases, it transfers over sooner.
How do I know if I'm eligible for a SIM-only contract with no credit check?
How do I cancel my SIM-only contract if needed?
How does a SIM-only contract differ from a traditional mobile contract?
Can I keep my current phone number with a SIM-only contract?
Yes! Once you’ve requested a PAC code (just text 65075 and follow the instructions), we’ll port your number over to a Boshhh SIM. This can take up to 3 days, but in most cases, it transfers over sooner.
How do I know if I'm eligible for a SIM-only contract with no credit check?
How do I cancel my SIM-only contract if needed?
How does a SIM-only contract differ from a traditional mobile contract?



start building today
we've already helped thousands improve their credit score, getting them closer to where they want to be. start building with us today



start building today
we've already helped thousands improve their credit score, getting them closer to where they want to be. start building with us today


