Can you get an iPhone contract with bad credit?

Having a bad credit report comes with many challenges, including applying for a mobile phone contract. 

Being considered a high-risk customer by finance lenders and providers leads to difficulties getting approved for high-cost contracts, like brand-new iPhones. 

However, there are options such as bad credit phone contracts that cater to those with poor credit, allowing customers to reap the benefits of mobile contracts without financial stress. Read on to learn more and see how Boshhh can help you take back control of your credit score. 

contract type 

If you have a very low credit score and issues with being approved for credit types in the past, you might struggle to get your hands on an iPhone contract.

Poor credit history implies you can’t make payments on time, making you an unreliable customer. You’re much more likely to be approved for a SIM-only deal or pay-as-you-go (PAYG) SIM, over a fixed-term contract. But this isn’t necessarily a bad thing. 

phone cost 

The more the phone costs, the less likely you are to be approved for a phone contract. Again, this is because your credit score looks like you can’t afford to pay it back in full.

If you want the brand new iPhone, it will cost a lot more than the older models. So, why not opt for the generation before that or the one before that? With Boshhh, our deals are SIM-only, so just slot into your phone and go - no need to wait for your favourite iPhone model to become available. This way, you can cater your outgoings to your exact needs. 

network 

When shopping around for a network, take a look at those that specialise in hooking up their customers with iPhone contracts, even when they have bad credit - like us here at Boshhh. Boshhh was founded with the intention of improving customers’ credit scores while providing them with quality network connections and customisable data packages with SIM-only deals. 

So far (August 2024), we’ve helped over 1,500 customers organise their finances and improve their credit scores. With a SIM-only deal, you’re not only saving money on the cost of a phone, but you can place your SIM into any phone you want! But this isn’t all. 

With our compatible app, you can watch your credit score grow, receive tips and tricks on how to boost it further and customise your plan if you ever want to change your package. 

get a bad credit phone contract with Boshhh

Looking for a SIM-only contract with no credit check?

You’re in the right place. 

We can set you up with a credit-building SIM quickly and for a price that won’t break the bank. Check out our plans for more information, pick the one that suits you and your needs, and start building your financial future today.