Credit building phone contract for bad credit

Facing challenges with bad credit but in need of a phone contract? Look no further. 

Our services cater specifically to those with less-than-perfect credit scores, offering flexible contract options without stringent credit checks.

Can I get a phone on contract with a bad credit score?

There's no minimum credit score you need in order to get a phone contract, but if your report is flagged by credit reference agencies (CRAs) across providers, you could be denied. 

However, some companies specialise in contracts for those with less-than-perfect credit offering more lenient credit checks or even no credit checks at all. These options might come with specific terms, such as higher monthly payments or limited data plans, but they provide a valuable opportunity to get a mobile contract phone.

Start building your credit score today

Which phone company does not check credit history?

There are only a few companies that ignore a credit rating and provide customers with a secure and reliable phone contract to help them improve their credit scores. 

But the best one?

Introducing: Boshhh Mobile. 

The credit building mobile phone network.

By simply making consistent monthly payments to your Boshhh Mobile SIM plan, we'll help you improve your credit score and get closer towards building a brighter financial future, all while staying connected. 

View our latest credit building SIM plans

Pros and Cons of Choosing Boshhh

Pros

• Improve your credit score with each monthly payment

• Monitor your progress with instant access to your credit history

• Affordable rates for those with no or poor credit history

• Great choice of data plans, ranging from 3GB to 100GB

• Exclusive rewards for all members

Cons

• Need to commit to monthly payments

• All Boshhh SIM plans are a 12 month credit agreement

• Need to already have a phone for a SIM-only contract

• A direct debit is needed so you don't miss payments

Get a credit building SIM-only plan with Boshhh

Customers can now sign up for one of credit building SIM plans to improve their credit scores and secure financial freedom. Joining Boshhh increases your chance of being approved for loan types in the future - including a mortgage for a new home, a car upgrade or a wedding to celebrate you and your partner. 

But this isn't all.

Our passionate team are on hand to offer advice and support whenever you need it, empowering you to reach your money goals and enjoy your journey to a richer life. Whether it's how to get back on your feet after some missed payments, or tips on how to improve your credit score further, we're here to help.

With the Boshhh app (available on iOS and Android), you can monitor not just your contract, but your credit report, too. 

Sign up for a Boshhh credit building SIM plan now.

Phone Contract Bad Credit FAQs

Can I keep my current phone number with a SIM-only contract?

Yes! Once you've requested a PAC code (just text 65075 and follow the instructions), we'll port your number over to a Boshhh SIM. This can take up to 3 days, but in most cases, it transfers over sooner.

How do I know if I'm eligible for a SIM-only contract with no credit check?

Boshhh was created for those with poor credit reports in mind, which is why we don’t do credit checks with any of our customers, or have a strict eligibility list. With guaranteed acceptance, you can get your hands on our SIM-only deals without worrying about your application being denied. Join Boshhh to enjoy the perks of a premium network without the stress of credit restrictions. 

How does a SIM-only contract differ from a traditional mobile contract?

The total cost of traditional mobile contracts usually includes the phone itself and the charge for your chosen data package, split into monthly payments over an agreed contract length. Some phone providers also offer upfront costs to bring the total down. However, with our SIM-only deals, you’re only paying between £9.99 and £29.95 depending on the plan you choose and how much data you need per month. Our SIM-only deals mean you can also opt for a cheaper handset to keep the cost down further.

Get started and enjoy the flexibility and financial freedom of Boshhh - the network that BOOSTS your credit score.

Have more questions? Contact our support at help@boshhh.com.